Antique Car Insurance

Owners of antique cars are usually very proud of their possession; no serious owner would ever fail to insure this prized possession. Although you might think it hard to obtain, it is surprising how many companies can actually supply antique car insurance. Of course, with so many classic car insurers available, an owner should not have a problem insuring their prized possession and probably won't have to pay over the odds for the service.

Many commercial auto insurers can also provide protection for an antique car also called collectors auto insurance as these policies are tailored to the car you are attempting to cover. Although the policies may seem the same as regular auto cover provides, they are not and the agent will require exact details of the car to be insured before a full quotation can be supplied. Of course just what level of protection you will decide upon will be down to your budget and how much they set the deductible at.

These commercial insurers are able to provide you peace of mind as they are usually well established and therefore safe, probably with a large satisfied customer base so you know your antique car will be safe with them. The other advantage of this type of insurer is their ability to arrange the protection on any other regular vehicle you own. Antique car insurance with larger companies that do not specialize in this type of policy may be more expensive but this is often worth the extra as they are well established.

Whilst cost is an issue you may find the specialist auto insurers that exist may be less expensive and be able to provide a superior service as they know more about these types of car, but they are not likely to insure any other car you own. There are even companies that will only insure a particular type of classic car which might make it difficult finding an insurer for your own vehicle.

To be on the safe side it is best to check out any insurance companies, especially the smaller ones so you can be happy in the knowledge that your premium money and antique car are not at risk. You do not want to find that after months of paying the insurance premiums that the company will not or is unable to pay your insurance claim.

You will often find it a tedious process locating an antique car insurance provider but you will have to persevere if you want to have you car protected by an insurance policy. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase.